From specialized loans to financial planning tools, the Krevoy Team offers a range of services to support you at every stage of homeownership.
Buying a home is one of the biggest investments you’ll make. Our team simplifies the process, offering personalized guidance on selecting the best loan option for your situation. Whether you’re a first-time homebuyer or looking to upgrade, we’re here to help you finance your dream home.
Refinancing can help you secure a better interest rate, adjust your loan term, or tap into your home’s equity. We offer various refinance options tailored to your needs, designed to help you improve your financial position.
Designed exclusively for veterans, active-duty members, and qualified military families, VA loans offer valuable benefits such as 0% down payment, no private mortgage insurance (PMI), and competitive interest rates. With Barry’s military background, we understand the unique needs of military families and are committed to making homeownership accessible and affordable, ensuring you get the best possible terms.
If you’re working with a lower credit score or have limited savings, FHA loans provide flexible options with down payments as low as 3.5%. These government-backed loans are ideal for buyers who need a bit more flexibility to achieve their homeownership dreams. Our team will guide you through the FHA loan process from start to finish, keeping it simple and stress-free so you can focus on finding your perfect home.
For high-value properties that exceed conventional loan limits, jumbo loans offer the financing needed to purchase luxury homes. These loans come with specific requirements, but our team makes it easy by guiding you through every detail. We specialize in helping buyers secure competitive rates and terms for larger loans, allowing you to finance your dream home confidently and seamlessly.
If you’re 62 or older, a reverse mortgage is an option to access your home equity without selling. This unique loan allows you to convert a portion of your home’s value into cash, providing financial flexibility for retirement, medical expenses, or other needs while you remain in your home. We’ll help you understand the options and benefits, ensuring you make an informed decision that fits your long-term goals.
Non-QM loans are ideal for those who don’t meet traditional lending criteria, including self-employed borrowers, real estate investors, and those with unique income structures. With flexible qualification requirements, Non-QM loans offer alternative income verification and customized loan terms, making homeownership possible for a wider range of clients.
Our financial support services are designed to make homeownership achievable and manageable for a wide range of clients. Whether you need help with upfront costs or want to simplify your existing debts, we offer solutions tailored to your financial situation.
Take advantage of down payment assistance to make homeownership more affordable. We connect you with programs that help cover initial costs, including grants and loans from state, local, and income-based sources, making it easier to get started with a lower upfront investment.
High-interest debts don’t have to hold you back. With our debt consolidation loan options, you can combine these debts into a single, low-interest mortgage payment. This approach simplifies your finances, reduces monthly expenses, and helps you regain control over your cash flow.
Whether you’re looking to get started with a loan or simply want to explore your options, we’re here to help!
We’re excited to help you on your journey to homeownership!
An annual mortgage review is a valuable tool to ensure your mortgage continues to work in your favor as your financial goals and market conditions evolve. Our team conducts a thorough analysis of your current mortgage, considering factors like interest rates, home equity, and your unique financial objectives. This proactive approach helps you make informed decisions about refinancing, optimizing loan terms, or tapping into home equity, ensuring your mortgage supports your financial well-being.
Key Benefits of Annual Mortgage Reviews:
Unlock opportunities to reduce your monthly payments or loan costs. If interest rates have dropped, we’ll help you explore refinancing options to save money over the life of the loan.
Rising property values can increase your home equity. We’ll assess your current equity position, which could allow for cash-out refinancing to fund home improvements, investments, or other financial goals.
For those who started with PMI, a review can track your equity growth and let you know when you qualify to remove PMI, which reduces your monthly payment.
Adjust your loan term to better suit your goals, whether it’s reducing your loan term to pay off your mortgage faster or switching to a fixed-rate loan for greater stability.
As your goals evolve, your mortgage should, too. Annual reviews help ensure that your mortgage continues to support your financial aspirations, from increasing cash flow to preparing for retirement.
Real estate and mortgage markets fluctuate frequently. Annual reviews keep you informed of current trends, empowering you to make timely, strategic adjustments to your mortgage.
An annual mortgage review is a valuable tool to ensure your mortgage continues to work in your favor as your financial goals and market conditions evolve. Our team conducts a thorough analysis of your current mortgage, considering factors like interest rates, home equity, and your unique financial objectives. This proactive approach helps you make informed decisions about refinancing, optimizing loan terms, or tapping into home equity, ensuring your mortgage supports your financial well-being.
Key Benefits of Annual Mortgage Reviews:
Unlock opportunities to reduce your monthly payments or loan costs. If interest rates have dropped, we’ll help you explore refinancing options to save money over the life of the loan.
Rising property values can increase your home equity. We’ll assess your current equity position, which could allow for cash-out refinancing to fund home improvements, investments, or other financial goals.
For those who started with PMI, a review can track your equity growth and let you know when you qualify to remove PMI, which reduces your monthly payment.
Adjust your loan term to better suit your goals, whether it’s reducing your loan term to pay off your mortgage faster or switching to a fixed-rate loan for greater stability.
As your goals evolve, your mortgage should, too. Annual reviews help ensure that your mortgage continues to support your financial aspirations, from increasing cash flow to preparing for retirement.
Real estate and mortgage markets fluctuate frequently. Annual reviews keep you informed of current trends, empowering you to make timely, strategic adjustments to your mortgage.