Buying a home is one of the biggest investments you’ll ever make, and we’re here to ensure it’s a smooth and stress-free experience. At the Krevoy Team, we offer a range of purchase loan options tailored to fit your financial situation and homeownership goals.
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First-Time Homebuyers
We know that buying your first home can feel overwhelming, but it doesn’t have to be! Our team specializes in helping first-time homebuyers navigate the process with confidence.
Buying a home doesn’t have to drain your savings. With programs like FHA loans, you can secure a down payment as low as 3.5%, allowing you to move forward with homeownership sooner than you might expect. We’re here to help you explore all low down payment options and find the one that best fits your budget and financial goals, making it easier to step into homeownership with confidence.
Perfect credit isn’t a requirement to achieve your dream of homeownership. We offer flexible loan options designed for buyers with a range of credit scores, including those with some past financial challenges. Our team will work with you to find a mortgage solution that fits your unique situation, opening up possibilities to buy a home even if your credit score isn’t where you’d like it to be.
Buying a home for the first time can feel overwhelming, but we’re here to make it easy. From pre-approval to closing day, our team will walk you through each stage of the process, providing clear guidance, answering questions, and ensuring there are no surprises along the way. With our step-by-step support, you’ll know exactly what to expect and can move through the process with peace of mind.
Types of Purchase Loans
Conventional Loans
Ideal for buyers with good credit and a solid financial history. These loans offer competitive rates and flexible terms, perfect for those who can afford a larger down payment.
FHA Loans
FHA loans offer flexibility with lower down payments and are designed for those with lower credit scores or limited savings.
VA Loans
For veterans, active-duty service members, and National Guard or Reserve members, VA loans offer 0% down and no PMI.
Jumbo Loans
For high-value homes, jumbo loans provide financing beyond conventional loan limits with competitive rates and terms.
Reverse Mortgage for Purchase
For buyers 62+, purchase a home without monthly payments by leveraging equity from a current home or down payment.
Bank Statement Loans
Ideal for self-employed buyers, using bank deposits instead of tax returns for income verification.
Non-QM Loans
Flexible qualification for non-traditional or self-employed borrowers with unique financial profiles.
Bridge Loans
For high-value homes, jumbo loans provide financing beyond conventional loan limits with competitive rates and terms.
Types of Purchase Loans
Conventional Loans
Ideal for buyers with good credit and a solid financial history. These loans offer competitive rates and flexible terms, perfect for those who can afford a larger down payment.
FHA Loans
FHA loans offer flexibility with lower down payments and are designed for those with lower credit scores or limited savings.
VA Loans
For veterans, active-duty service members, and National Guard or Reserve members, VA loans offer 0% down and no PMI.
Jumbo Loans
For high-value homes, jumbo loans provide financing beyond conventional loan limits with competitive rates and terms.
Reverse Mortgage for Purchase
For buyers 62+, purchase a home without monthly payments by leveraging equity from a current home or down payment.
Bank Statement Loans
Ideal for self-employed buyers, using bank deposits instead of tax returns for income verification.
Non-QM Loans
Flexible qualification for non-traditional or self-employed borrowers with unique financial profiles.
Bridge Loans
For high-value homes, jumbo loans provide financing beyond conventional loan limits with competitive rates and terms.
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Ready to Take the Next Step?
Whether you’re looking to get started with a loan or simply want to explore your options, we’re here to help!