Is it time to rethink your mortgage? Whether you’re looking to lower your payments, access equity, or switch loan types, refinancing can help you achieve your financial goals. The Krevoy Team is here to guide you through the process and find the best refinancing solution for your needs.
If rates have dropped, refinancing can lower your monthly payments and save you money in the long run.
Access your home’s equity for major expenses, such as home improvements, debt consolidation, or education.
Refinancing to a shorter term helps you pay off your mortgage faster and save on interest.
Move from an adjustable-rate mortgage to a fixed-rate loan to secure a stable rate for the remainder of your loan.
Looking to save on interest or lower your monthly payments? A rate-and-term refinance lets you adjust the interest rate or length of your loan without changing the original principal balance. By securing a lower rate or choosing a shorter term, you can reduce your monthly payments or pay off your mortgage sooner. This is an excellent choice if you want to improve your current loan terms without taking on additional debt.
A cash-out refinance allows you to access the equity you’ve built up in your home, giving you extra funds for major expenses or financial goals. Whether you’re planning a home renovation, consolidating debt, covering educational costs, or investing in a new venture, this option lets you refinance your mortgage for a larger amount than you currently owe and receive the difference as cash. It’s a powerful way to leverage your home’s value while potentially securing a better interest rate.
If you currently have an FHA, VA, or USDA loan, a streamline refinance offers a simplified way to lower your interest rate with minimal paperwork and quicker processing. Designed for homeowners who want to take advantage of lower rates without a lengthy application, this option often requires no appraisal and reduced income verification. It’s an efficient way to improve your loan terms, helping you save on interest payments without the hassle of a full refinance process.
Whether you’re looking to get started with a loan or simply want to explore your options, we’re here to help!
We’re excited to help you on your journey to homeownership!
We’ll help you decide if refinancing is right for you and find the best option for your situation.
We work hard to secure the best rates, ensuring your refinance saves you the most money.
Our team handles the refinancing process quickly and efficiently, so you can benefit from better terms sooner.