Purchase

Home Purchase Loans

Buy your home with a clear plan and the right loan.

Buying a home is a major financial decision, and the right mortgage strategy matters. The Krevoy Team helps you compare loan options, understand what you can afford, and move forward with confidence from pre-approval to closing.

You do not have to figure this out alone. We help buyers understand the process, compare the right options, and make confident decisions every step of the way.

What we help you solve

First Time Homebuyers

First time buying does not have to feel overwhelming.

We help first time buyers understand down payment options, credit flexibility, and every step of the mortgage process before surprises happen.

Down payment options

Programs like FHA may allow qualified buyers to purchase with a lower down payment, helping you move forward sooner.

Credit flexibility

Perfect credit is not always required. We help you review programs that may fit your current financial picture.

Step by step guidance

From pre approval to closing, we explain what is happening, what is needed, and what comes next.

Loan Options

Purchase loans for different buyers and different goals.

Every buyer has a different situation. We help you compare the loan programs that may fit your home, budget, credit, income, and timeline.

Types of Purchase Loans

Conventional Loans

Ideal for buyers with good credit and a solid financial history. These loans offer competitive rates and flexible terms, perfect for those who can afford a larger down payment.

FHA Loans

FHA loans offer flexibility with lower down payments and are designed for those with lower credit scores or limited savings.

VA Loans

For veterans, active-duty service members, and National Guard or Reserve members, VA loans offer 0% down and no PMI.

Jumbo Loans

For high-value homes, jumbo loans provide financing beyond conventional loan limits with competitive rates and terms.

Reverse Mortgage for Purchase

For buyers 62+, purchase a home without monthly payments by leveraging equity from a current home or down payment.

Bank Statement Loans

Ideal for self-employed buyers, using bank deposits instead of tax returns for income verification.

Non-QM Loans

Flexible qualification for non-traditional or self-employed borrowers with unique financial profiles.

Bridge Loans

Bridge loans are short-term financing options that can help buyers bridge the gap between purchasing a new home and selling their current home.

Types of Purchase Loans

Conventional Loans

Ideal for buyers with good credit and a solid financial history. These loans offer competitive rates and flexible terms, perfect for those who can afford a larger down payment.

FHA loans offer flexibility with lower down payments and are designed for those with lower credit scores or limited savings.

For veterans, active-duty service members, and National Guard or Reserve members, VA loans offer 0% down and no PMI.

For high-value homes, jumbo loans provide financing beyond conventional loan limits with competitive rates and terms.

For buyers 62+, purchase a home without monthly payments by leveraging equity from a current home or down payment.

Ideal for self-employed buyers, using bank deposits instead of tax returns for income verification.

Flexible qualification for non-traditional or self-employed borrowers with unique financial profiles.

For high-value homes, jumbo loans provide financing beyond conventional loan limits with competitive rates and terms.

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Why Choose Us

A mortgage team built around clarity, speed, and personal service.

20+
Experience

With over 20 years in the industry, we have the knowledge to secure the best loan for you.

Fast and Efficient

As the 'Fastest Closer,' we move quickly to get your loan approved and closed without unnecessary delays.

Personalized Service

We take the time to understand your financial goals and tailor our loan options to fit your needs.